term life insurance

Term Life insurance pays a benefit to your beneficiary or beneficiaries upon your death. You automatically receive company-paid life insurance at 2x your annual salary up to a maximum of $1,000,000. Under U.S. tax law, the cost of group term life insurance coverage provided by an employer that exceeds $50,000 is considered taxable income to the employee. This excess coverage is subject to imputed income, and the value of the coverage over $50,000 is included in the employee's gross income for tax purposes. If basic life is greater than $50,000, you can cap your coverage at $50,000 to avoid imputed income tax. Imputed income will reflect on pay statements under ‘Earnings’ as ‘GTLife Ins’.

You can add to your basic coverage by buying Supplemental Term Life Insurance on an after-tax basis up to 5X your annual salary at a maximum of $1,000,000. If you buy Supplemental Term Life Insurance for yourself, you can buy coverage for your dependents.

Supplemental Term Life Insurance is subject to Evidence of Insurability (EOI). If you purchase Supplemental Term Life Insurance within 30 days of being hired, you can bypass EOI with a guaranteed issue amount of 3X your annual salary or $250,000 (whichever is lesser). If you elect to purchase Supplemental Term Life Insurance after 30 days of being hired, the guaranteed issue amount is 1X your annual salary. Anything beyond the guaranteed issue amount is subject to EOI.

If you are subject to EOI, you will receive a letter from Aflac (formerly Zurich) in the mail that you must complete and return to be approved for the Supplemental Term Life Insurance coverage. If you have any questions, please reach by visiting their website, linked to the right, or calling 1-800-206-6720.

Beneficiary Companion, included with Aflac group life insurance, provides support to beneficiaries in handling paperwork and administrative tasks when closing a loved one's affairs. It offers assistance with notifications, social media accounts, death certificates, and 24/7 support. It also provides guidance and resolution for protecting against identity theft.

In partnership with Aflac, Everest provides funeral planning assistance, price comparisons, and negotiations during difficult times. They provide preplanning and at-need services, including online planning tools and a national database of funeral home prices. Everest's impartial advisors are available 24/7 to help with various funeral-related arrangements. To get started, visit Everest's website and create an online profile using the enrollment identification code on SupportDesk (accessible only when logged in via company OKTA/DUO).

accidental death & dismemberment (AD&D)

Accidental Death and Dismemberment (AD&D) insurance pays a benefit for certain injuries or death resulting from an accident. You automatically receive company-provided Basic AD&D coverage. 

You can buy additional AD&D protection on an after-tax basis up to the lesser of 10x your salary or $500,000. If you buy Supplemental AD&D Insurance for yourself, you can buy coverage for your family.

You can also receive counseling services offering compassionate expertise to help employees, their beneficiaries, and immediate family members cope with emotional, financial, and legal issues that arise after a loss through Aflac Funeral Concierge Services.

Beneficiary Companion, included with Aflac group life insurance, provides support to beneficiaries in handling paperwork and administrative tasks when closing a loved one's affairs. It offers assistance with notifications, social media accounts, death certificates, and 24/7 support. It also provides guidance and resolution for protecting against identity theft.

disability insurance

Disability insurance provides financial protection so you can keep money coming in if you can’t work because of "non-work related" illness or injury. The company provides you with Core STD and LTD coverage. You can increase your coverage by purchasing the Buy-Up options.

Disability benefits are taxable. Both you and the company pay for disability coverage with pre-tax dollars. That means if you are disabled and receive disability benefits, your benefits will be taxable at the time you receive them.

Note: There is a pre-existing limitation. Aflac will not pay supplemental benefits for any period of disability caused by, or resulting from, a pre-existing condition. A pre-existing condition means any injury or sickness for which you incurred expenses, received medical treatment, care, or services including diagnostic measures, took prescribed drugs or medicines, or for which a reasonable person would have consulted a physician within 3 months before the most recent effective date of insurance. This limitation will not apply to a period of disability that begins after you are covered by the supplemental buy-up for at least 12 months after your most recent date of insurance, or the effective date of any added or increased benefits.

Short-Term Disability (STD) Insurance

STD benefits begin seven calendar days after the start of your disability (illness or accident). Benefits may continue for up to 25 weeks. Employees who live in states that provide State Disability Insurance (SDI). Company STD benefits are reduced by any benefits paid by SDI. You are automatically enrolled in coverage at 60% of your salary, up to $2,307 per week. You may buy-up coverage that replaces an additional 20% of your salary, for a total benefit of 80% of your salary, up to $3,076 per week.

Note: Your benefit may be reduced by deductible sources of income and disability earnings. Some disabilities may not be covered.


Long-Term Disability (LTD) Insurance

If your disability continues for more than 180 days (26 weeks), LTD provides a monthly benefit that continues (in general) until you are no longer disabled, return to work, or reach age 65, whichever comes first. You are automatically enrolled in coverage at 50% of your salary, up to $5,000 per month. You may buy-up supplemental coverage that replaces an additional 16.67% of your salary, for a total benefit of 66 2/3% of your salary, up to $10,000 per month.

Pre-existing Condition Limitations

If you add Buy-Up STD or LTD coverage, you may be subject to a pre-existing condition limitation if you:

  • incur medical expenses,
  • receive medical treatment or services, including diagnostic measures, or 
  • take prescribed drugs or medicines in connection with a condition for which a reasonable person would have consulted a physician within three months before your most recent effective date of insurance. 

This limitation will not apply to a period of disability that begins after you are covered for at least 12 months after your most recent effective date of insurance or the effective date of any added or increased benefits.

 

accident insurance

Accident insurance through Aflac is designed to supplement employer-sponsored health coverage, accident insurance pays specific benefit amounts for expenses resulting from off-the-job injuries or accidents. Hospitalization due to covered sickness, physical therapy, intensive care, fractures, and dislocations are some of the out-of-pocket expenses that this accident insurance could cover. Coverage can be purchased for yourself, your spouse, and your child(ren).

critical illness insurance

Critical Illness insurance through Aflac can help supplement major medical coverage by helping you pay the out-of-pocket costs associated with a critical illness or event. Conditions covered under this program can include cancer, heart attack, stroke, major organ failure, and kidney failure. Benefits are paid tax-free in a lump sum, ranging from $10,000 to $30,000.  Coverage can be purchased for yourself, your spouse, and your child(ren). This coverage also includes an annual preventive health screening benefit.

whole life insurance

Whole Life insurance through UNUM provides added financial protection that you may need during times of uncertainty. This plan provides death benefits to your designated beneficiaries and also builds cash value that can be used while you are still alive. Whole life insurance also has an additional Long Term Care (LTC) rider.  Your family can receive monthly payments to help combat the cost of care while you are alive.  The benefit can be used to help pay for a facility, hospital bills, or in-home care which can be provided by a licensed caregiver.  You have the option to purchase Whole Life insurance for you, your spouse, your child(ren), and your grandchild(ren).

legal plan

A legal plan from MetLife is like having a personal attorney on retainer. Members get access to a nationwide network of 18,000+ attorneys, most with more than 25 years of experience, who provide unlimited consultations and representation for covered legal matters with no copays, deductibles, claim forms, or waiting periods. For a nominal monthly cost, your legal coverage can assist you with a variety of legal matters, including family law, wills and estate planning, debt matters, consumer protection, traffic tickets, criminal matters, injury and insurance matters, and more!

You can also create wills, living wills, and powers of attorneys online in as little as 15 minutes using their Digital Estate Planning solution. Just answer a few questions about yourself, your family, and your assets to create these documents instantly. 

To learn more about your coverages and see the attorney network, create an account at legalplans.com or call 800-821-6400 Monday - Friday 8:00 am to 8:00 pm (ET).

auto insurance

You could save on your auto insurance by comparison-shopping coverage, prices, and discounts. Mercer brings top-rated carriers to compete for your business.

Your custom, real-time quotes are provided by several well-known companies:

  • Progressive®
  • Farmers®
  • Travelers 
  • Safeco Insurance®
  • Electric Insurance Company®

Signing up is quick and easy; plus, you could take advantage of:

  • Special savings that are typically greater than anything you can find on your own1
  • Additional discounts, based on the way you drive and vehicle safety features
  • Quick, multiple quotes from some of America’s top-rated insurance companies—all from one phone call
  • Convenience of being able to switch right away and start saving sooner
  • Ease of paying premiums via payroll deduction2

All it takes is one quick phone call to 1-855-829-0747 or a visit to ABKvoluntarybenefits.com.

Due to the current environment in California, many of the Automobile providers in the state have ceased to offer policies. Mercer is actively working to identify potential solutions, but until those can be implemented, quotes for automobile coverage may not be available in California.

1Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts, and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.
2Providing your Social Security number may be required to set up the payroll deduction feature.

home and renters insurance

You could save on your home and renters insurance by comparison-shopping coverage, prices, and discounts. Mercer brings top-rated carriers to compete for your business.

Your custom, real-time quotes are provided by several well-known companies:

  • Progressive®
  • Farmers®
  • Travelers 
  • Safeco Insurance®
  • Electric Insurance Company®

Others who switch their homeowners and renters insurance are saving money and getting better coverage thanks to:1

  • Special savings that are typically greater than anything you can find on your own2
  • Quick, multiple quotes from some of America’s top-rated insurance companies—all from one phone call
  • Convenience of being able to switch right away and start saving sooner
  • Ease of paying premiums via payroll deduction3
  • Portable coverage you can take if you leave your current employer

All it takes is one quick phone call to 1-855-829-0747 or a visit to ABKvoluntarybenefits.com.

1Home insurance may not be available from all carriers in all states and may not be offered in this program.
2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.
3Providing your Social Security number may be required to set up the payroll deduction feature.

pet insurance

You work hard to provide your family with everything they need. So, whether your family includes kids with two feet or kids with four paws, two wings, or scaly feet—you know what responsibility looks like.

My Pet Protection® from Nationwide® helps you provide your pets with the best care possible by reimbursing you for eligible vet bills. You can get cash back for accidents, illnesses, hereditary conditions and more. We’re also the first provider in the U.S. to cover birds and exotic pets. Choose 50% or 70% reimbursement for the level of coverage that fits your needs.*

You’re free to use any vet and your coverage includes benefits for emergency boarding, lost pet advertising and more. Plus, our 24/7 vethelpline® is included as a service to all pet insurance members ($110 value).

All it takes is one quick phone call to 1-855-829-0747 or a visit to ABKvoluntarybenefits.com.

*Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.
**Discount on base plans only and may vary by state.

Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2020); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2020). Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2021 Nationwide.

identity & digital protection

Aura (formerly Identity Guard) is offered at a discounted rate and you can enroll at any time through Workday.

With Every Click, Scroll, and ‘Like’, We Are Putting Ourselves At Risk.

Technology is essential to daily life. We use websites, devices, and apps that enable us to do nearly everything. But as the digital world grows more complex and advanced, so do online scams, cybercriminals, and predators.

Aura Protects What's Important in an All-In-One App

With Aura, you’ll get proactive protection for your assets, identity, family, and tech–across every device.

  • Financial Fraud Protection: Credit monitoring & alerts, credit lock, and financial tools to help keep your assets safe.
  • Identity Fraud Protection: Get alerts if threats to your identity, SSN, gamertag, online accounts, and more are detected.
  • Digital Vault: Securely store and share sensitive data, digital files, and passwords with military-grade encryption—all in one place.
  • Family Safety (Family Plans Only): Child & elder fraud prevention tools like parental controls & cyberbullying protection, alert sharing, scam protection, and more. Covers 10 additional adults and unlimited minors.
  • Identity Restoration: If ID theft occurs, we offer $5M in ID theft insurance*, White Glove Resolution Service, 24/7 customer care, and lost wallet protection with $500 emergency cash.

All it takes is one quick phone call to 1-855-829-0747 or a visit to ABKvoluntarybenefits.com.

* As a component of becoming an Aura Plan member, Consumers receive identity theft insurance through a group policy issued to Aura which is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Checking & Savings Cash Recovery and 401(K) & HSA Cash Recovery are part of and not in addition to the Expense Reimbursement limit of liability. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

No one can prevent all identity theft

travel assistance services

Generali Global Assistance through Aflac provides comprehensive travel assistance services, including medical, personal, and general support, anytime and anywhere. With a presence in 200 countries and 35 assistance centers operating 24/7, they offer multilingual assistance coordinators, case managers, and medical and security staff. Services cover emergency transportation, medical evacuation, repatriation, and support such as medical monitoring, hotel arrangements, and assistance with lost items or legal matters.

For a complete list of services, review the Travel Assistance Services Brochure or call 1-800-759-9504.

business travel medical benefits

International SOS is available to employees and their families who are traveling outside of the U.S. on an approved business trip for Activision Blizzard. The medical plans cover the reasonable and customary (R&C) charges associated with an accident or illness; however, you may need help coordinating your care while you are traveling. ISOS provides the following services wherever you are in the world:

  • Access to medical advice and consultation via telephone 
  • Medical appointment and hospital admission assistance (outside of the U.S.) 
  • Medical monitoring (outside of the U.S.) 
  • Case Management (inside the U.S.) 
  • Communication of patient condition and treatment plans to family members 
  • Coordination of treatment plans, if necessary

All incidents while traveling (e.g., crime, medical, theft) should be communicated to iSOS and/or the GEROC (Global Emergency Response Ops Center) +1-310-255-2200 or geroc@activision.com.

ABK is a member of ISOS and The Global Physical Safety & Security team would like to remind and encourage all travelers (Activision, Blizzard, and King) to register.

The Software License and Service Agreement will be updated. Please follow this link [https://www.activision.com/legal/ap-eula] in order to see these changes.

Privacy Policy Update
We’ve updated our Privacy Policy. You can view the revised policy here. By continuing to use Activision’s websites, products or services, you acknowledge this revised Privacy Policy.